iLender put your best interests first and not the Bank by offering impartial advice.
They do this as all Lenders who they do business with pay about the same in commissions therefore the best fit is found for the customers circumstances.
Auckland based Mortgage Brokers, iLender help customers across North Shore, Hibiscus Coast and all New Zealand and overseas with New Zealand property purchases through their online services as well as their personalised local services.
iLender -
iLender offer the best mortgages for first home buyers.
If you are new to the mortgage market iLender can help by answering all your questions and helping you into your first home as quickly as possible.
Read more on First Home Buyer mortgage opportunities ...
iLender are New Zealand's experts in Investment Mortgages. By buying an investment property, you're assuring you will have a plan in place for future living arrangements and be able to grow your assets over time.
Read more on Investment Mortgage options ...
With the choice of lenders still very limited and credit policy becoming increasingly tight, there are many genuine potential borrowers just looking for help when their bank has turned them away.
NonBk Ltd pride themselves on having a strong focus on finding Non Bank lending solutions for all New Zealanders.
The Non Bank Lending Specialist. Kim Lyons is the owner of First Rate Mortgages Ltd. The Non Bank (NonBk Ltd) website was built by him as a New Zealand first, and Kim works with a very experienced support team in his Orewa office, along with two additional mortage brokers helping with enquiries in Auckland and throughout NZ.
While dealing with most mainstream banks, Kim can also offer specialist Non Bank lending advice and services.
Non Bank lenders can help with low deposit home loans with just a 10% deposit. They specialise in Non Bank financing for spec builds, 80% rental investments, those wanting to apply for a bad credit home loan, refinancing and debt consolidation or clients needing top ups and bridging finance. Click on the following links for further information
Bad Credit Home Loans | Non Bank Credit Refinance | Non Bank Bridging Finance | Non Bank Low Deposit | Non Bank New Builds | Non Bank Rental 80%.
With the RBNZ LVR limitations of 80% lending on owner occupied homes and 65% on rentals, we are often asked to assist first home buyers with 90% funding, using a second mortgage, or rental investors looking for additional funds for renovations, or additional purchases. Click on the following links for further information -
Second Mortgage Debt Consolidation | Second Mortage Business and IRD | Second Mortgage New Homes and Bridging
Non bank low doc home loans, equity release, and refinancing is now available in NZ for up to 80% of valuation with minimal income verification required.
A low doc home loan can allow those who are self-employed, on contract or seasonal work, or those who run a small business to apply for a loan from a Non Bank provider. Click on the following links for further information -
Non Bank Low Doc Equity Release | Non Bank Low Doc Home Loans | Non Bank Low doc Refinance.
As commercial mortgage brokers dealing with New Zealand lenders, we specialise in commercial financing, with property loans up to 65%. Commercial property development loans with Non Bank lenders can be arranged for residential development and commercial projects, such as spec builds, investment, or home and land developments. Click on the following links for further information -
Non Bank Commercial Property Investment | Non Bank Development and Construction | Non Bank Owner Occupied
As well as specialising in Non-bank mortgages we also deal with all other mortgage finance service. Check out what else we can do for you through our First Rate Mortgage Brokers page on this site or visit us directly at https://firstratemortgages.co.nz
Established in 2006, the team at First Rate Mortgages Ltd have had many years experience in both banking, broking and in business as well as personal experience as home owners, investors and working on their own builds and renovations.
With over 68 years of financial and home loans experience in NZ, the team at First Rate Mortgages Ltd have developed a reputation for providing professional and quality services to first home buyers, understanding home loans, and in particular low deposit home loans.
They are committed to providing a comprehensive service with a focus on each individual client. We can help whether you are First Home Buyer, New Home Build, Buying a New Home, Using Kiwisaver Savings and a Home Starter Grant, Needing Bridging Finance or Want to find out more about interest rates, Call Us.
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Talk to our rental investments specialists for money management and debt advice and make smarter choices and decisions. First Rate Mortgages Ltd go above and beyond traditional banks and mortgage advisors to help you buy your first rental and look after your rental investments. If you would like to look at Buying your first rental investment, adding to your Rental Property Portfolio or consider Commercial Property Finance, Call Us.
First Rate Mortgages Ltd is one of New Zealand's leading experts when it comes to debt consolidation, mortgage refinancing, and helping clients with top ups on an existing mortgage.
Their services are tailored to your specific needs, and they have helped hundreds of clients with mortgage refinancing when traditional banks have been unable to. If you would like to look at Debt Consolidation, Topping Up Your Mortgage or Mortgage Refinancing, Call Us.
First Rate Mortgages Ltd are a lender that specialises in Non Bank lending and home loans that banks can't always help with, such as self-employed, a start-up business, release of equity, payment of IRD tax arrears, saving a mortgagee sale, or applying for a bad credit home loan. Whether it's A Bad Credit Rating, you need Self-Employed / No Financials Home Loan or need a Second Mortgage, or whether you need a Low Doc loan which helps if you are self-employed or on commission only, Call Us.
As advised we also service non-bank lending - please check our Non-Bk Ltd - Non bank mortgage lending page on this site or go directly to our website at https://nonbank.co.nz